Bank Holiday opening hours on Monday 6th May are 9 am – 1pm
We work with more than 120 mortgage lenders, including:
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Why Choose John Charcol Mortgage Brokers?
We Take Care of Everything
With over 45 years of service, we've seen it all. We can save you money, time and make buying your property easy.
We're Highly Recommended
We have over 1,920 5* reviews on reviews.co.uk, so you can feel confident that your mortgage is in the right hands.
We Give Personal, Expert Advice
We work around your schedule to help you arrange a mortgage that suits your circumstances, no matter how complex.
What Our Customers Say
See more John Charcol reviews here.
John Charcol
![John Charcol](https://www.charcol.co.uk/assets/charcol/img/logo_print.png)
Cutlers Exchange, 123 HoundsditchLondonEC3A 7BU
Excellent
LocalBusiness2347 reviews
- LocalBusiness5
Anne
Verified BuyerRyan was so easy to talk to and very helpful. He understood my needs and appropriate life insurance is now in place. I can thoroughly recommend this service and the whole way Ryan helped me navigate options and find one that works for me.
Posted - LocalBusiness5
Iain
Verified BuyerHave been dealing with Hailey Kow in the London office for a number of years. Provided great advice when we needed to release some equity to buy a 'project house'. Kept our head above water throughout COVID. Excellent advice and great value for money service.
Posted - LocalBusiness5
Anonymous
Such friendly service and on point..would recommend this company all day long.
Posted - LocalBusiness5
Kelly
Verified BuyerWe have just completed our remortgage with Louise Brown. She was very informative and very knowledgeable. The process was very straight forward and Louise handled everything for us, making the process very smooth and stress free. Would highly recommend. Thank you Louise.
Posted - LocalBusiness5
Ramola
Verified BuyerOur mortgage advisor, Michael Albert’s , was very very good and helped us get a competitive mortgage that was perfectly suited for our situation. He was very knowledgeable and also very meticulous . We couldn’t be happier with the service. We used John Charcoal before and will definitely use them again.
Posted - LocalBusiness5
Robert
Verified BuyerExcellent Service
Posted
First-Time Buyer
It doesn’t need to be difficult. We’ll guide you through, right up to the day you move in. Start your homeownership journey in 3 easy steps with our first time buyer hub.
Remortgage
Nearing the end of your fixed term? Or maybe it’s just time for a better rate? See what mortgages are on the market right now.
Moving Home
Let us take care of everything: the mortgage, the application, conveyancing, insurance, protection, removals, utilities. Make your move easy.
Buy-to-Let
Your mortgage will affect the profit potential of your buy-to-let investment. Use our best buy tool to compare current mortgage rates.
Second Charge
Want to hang onto your current fixed rate but also release some equity? We're second charge experts.
Bad Credit
Worried about getting a mortgage with bad credit? Here's everything you need to know.
Expat Mortgages
It doesn’t matter how complex your case is. We’re experts. See how we can help.
Self-Employed
Freelancing or self-employed mortgages can seem complicated, but don't worry - we make it simple.
Mortgage Calculators
Ready to crunch some numbers? Get started with our free and easy calculators.
Mortgage Guides
Find guides on everything from remortgages to tax on rental income and more.
Mortgage Rates
Compare mortgage rates on the market right now with our free comparison tools.
Ask Our Experts
Get answers to complex mortgage questions, directly from our experts.
How Can an Independent Mortgage Broker Help?
We’re a whole of market mortgage broker covering the UK and Northern Ireland which means we’re not tied to any lenders; we look at products from across the entire market to find the best deal for you. Your John Charcol mortgage adviser will learn about your situation and explain your mortgage options before making a product recommendation. Once you’re happy with your recommendation, we’ll pass you over to your client relationship manager who’ll manage the rest of the mortgage process for you.
Unlike other UK mortgage brokers, finding and arranging the best mortgage for your circumstances isn’t all John Charcol do. We help you through your entire property-buying journey. Our team can find you conveyancers, insurance and protection cover. We can also help you move into your new home and set up things like utilities and Council Tax.
Ready to get started? Contact us today for the best independent mortgage advice.
We're a Mortgage Broker Trusted by Leading Brands
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Nick Mendes’ Blog
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Home Insurance
Do you want new home insurance to go with that new mortgage? Our in-house team can arrange bespoke buildings and contents insurance to suit your new requirements, for free.
Protection
With John Charcol, you’ll have the option of speaking to your very own expert protection adviser who’ll learn about your situation and find the right cover for your needs.
JC Legal
We can find you a solicitor to manage the conveyancing part of the process with JC Legal. We choose from an exclusive panel of carefully selected solicitors and conveyancers, saving you time and ensuring you receive excellent service.
Equity Release
It’s easy to overlook your property as part of your finances, but your home is probably the biggest asset you have. Release money from your home with John Charcol's partnership with Key Retirement. Find out more and start the process today.